I/ Identity
Nicolas Charbonnier
EDHEC Grande Ecole program, specialization in Entrepreneurship

II/ Entrepreneurship project
FX4Biz is a Belgian–based payment establishment which is licensed to operate by the National Bank of Belgium. It specializes in physical currency exchange and in international payments.
Its offering is targeted at firms whose international operations involve the active management of incoming and/or outgoing payment flows in foreign currencies.
Team :
8 people. 1 EDHEC

600 000 € in raised capital
FX4Biz has developed a platform, FX4BIZ TREASURER, which notably enables businesses to carry out all of their foreign currency transactions, simply and at the best price possible.
The services offered by FX4Biz are resolutely innovative, in that they enable businesses to manage, in a very straightforward fashion, using a single online platform or in conjunction with our traders, all of their payment, foreign exchange and exchange rate fluctuation hedging transactions and in that they enable them to do so without changing banks and at far better prices than those they can get with their bank. For more information, please visit our website: www.fx4biz.com

In a first time, the company is targeting Belgium and France but plans to quickly develop its activities in the rest of Europe, especially in EastFrançaisern Europe. In a context of internationalization and taking into account businesses keep looking for growth-drivers abroad and ways for costs-killing, FX4Biz’s growth perspectives are very good.

III/ What do you expect from EDHEC network ?
I would like to promote FX4Biz’s services among EDHEC alumni network and especially among EDHEC who meet FX problematic in their job activity.