photo de profil d'un membre

FLORIE DE CHARETTE

Product Lead Paiement/Fintech

Résumé

Dynamic Product Manager with 9+ years of experience, specialized in launching impactful products across B2B and B2C, particularly in Payment and Shopping. My experience in leading cross-functional teams allows me to coordinate complex projects and actively contribute to achieving business growth. My approach is focused on creating value and continuously optimizing processes, with a strong ability to align product priorities and people with the company’s goals. Passionate about Discovery, I put the user at the center of every strategic decision, leveraging data, testing, and insights to make pragmatic and informed choices.

Expériences professionnelles

Product lead

FREELANCE , Paris

Depuis le 01 mai 2025

Staff product manager

Spendesk Financial Services , Paris

Depuis le 01 juillet 2025

Product coach

Join Maestro , Paris

De Juin 2025 à Juillet 2025

Strategic partnerships manager emea

GOOGLE , Paris - CDD

De Février 2023 à Août 2024

- Managed partnership success with a storebuilder and drove +10% inventory on Google Shopping
- Close deal with 3 partners including Pluxee (ex Sodexo) to display payment method on + 175K restaurants visible on G Maps
- AI: partnered with eco system and AI Google PMs to enhance Gemini offering

Lead product manager

Alma , Paris

De Juin 2022 à Décembre 2022

- Launched a mobile app including a virtual card & shopping platform reaching 200K users in 2 months
- Reorganised the tribe (25 eng.) and delivery methodology with Eng. Manager
- Implemented discovery approach and built H2 product strategy
- Managed 1 senior PM

Senior product manager - restaurant performance

TheFork, a TripAdvisor company

De Mars 2021 à Juin 2022

- Fully revamped TF mobile app, reaching 10K MAU after 2 months, rating 4.6 on iOS
- Optimized restaurant management tools, gained +5% covers available online (direct impact on TF revenues)
- Set up Shape Up methodology and implemented continuous User discovery within Product, Design & Engineering

Product manager - payment

ING France

De Février 2019 à Mars 2021

- Launched 2 new payment methods in France:
*Apple Pay: from Business Case to Delivery, adopted by 65% userbase after 3 weeks
*Entry level card offer: drove +10pts client growth vs Y-1
- Optimised payments P&L: +1M€ revenues in 2019
- Adapted our user journeys to be compliant with DSP2 (3DS 2.0, SCA)

Product manager - account opening

ING France

De Février 2018 à Février 2019

- Implemented a fully digital process, reaching +8pts conversion rate for new customers
- Decreased opening process time by 50% with Ops teams
- Reported to exCom every month on results and action plan to drive acquisition performance

Product manager - streaming

Cdiscount

De Septembre 2016 à Janvier 2018

Built and launched a Streaming Offer for Cdiscount customers.
> Reached 15K subscribers in 2 months

Consultant - digital transformation & cx

CAPGEMINI CONSULTING

De Juillet 2013 à Juillet 2016

Conducted digital transformation projects for Major Companies in France:
- B2B and B2C offer launches
- Marketplace launch strategy
- Customer experience optimisation

Formations complémentaires

Master of Science in Entrepreneurship

EDHEC Business School - Business

2009 à 2012

Marketing & Strategy

Université Paris Dauphine - Marketing

2005 à 2009

Parcours officiels

MASTER OF SCIENCE – MSC ENTREPRENEURSHIP – LILLE – 2012
EDHEC GRANDE ECOLE – EDHEC MASTER – LILLE – 2012

Langues

Anglais - Courant

Français - Langue maternelle

Compétences

Spécifications produits
Compétences interpersonnelles
Noyau bancaire
Travail d’équipe
Logiciel en tant que Service (SaaS)
Gestion de la relation avec les parties prenantes
Acquisition de clients
Business model
Optimisation des processus
Analyse des performances
Méthodes agiles
Conformité réglementaire
Paiements mobiles
foodtech
Développement de produits mobiles
Banque en ligne
Amélioration des processus
Reporting C level
Développement de produits technologiques
Amplitude
management d'équipes transverses
Shape up
Leadership d’équipe
AB testing
Google Shopping
Signature de contrats
Intelligence artificielle (IA)
Adtech
Discovery Utilisateur
pilotage
Lancement de produit
Secteur des paiements
Vision produit
Leadership
Recherche UX
Leadership d’équipe transverse
Communication Orale
Indicateurs clés de performance
Recherche utilisateurs
Analyse des données
Applications mobiles
Cycle de vie des produits
Analytique
Conseil en commerce électronique
Gestion de projet web
fintech
Banque
Insight client
Partenariats stratégiques
Optimisation du commerce électronique
Développement de produits
marketing
Marketing Management
Stratégie marketing
management consulting
French
online marketing
English
Product marketing
Stratégie commerciale
Anglais
Teamwork
Offer Development
Marketing strategy
E-commerce
Market Research
Business strategy
Marketing Communications
Market Analysis
Strategy
team management
Management
Gestion de projet
Consulting en management
Management marketing
Marketing en ligne
Stratégie de commercialisation
gestion d'équipe
Stratégie
analyse de marché
communication marketing
Étude de marché
Microsoft Office
Change Management
Gestion de la marque
Analyse de la compétition
marketing digital
Product management
Project management
Customer Experience
Product
Product Roadmap
growth
conversion
Stratégie produit
Gestion de produit
expérience client
Développement commercial
Compétences analytiques