Professional situation
Professional aspiration
Summary
I am an Economics graduate with over ten years of experience managing teams in financial departments across diverse sectors. I am currently pursuing an Executive MBA at EDHEC Business School in Paris, demonstrating my commitment to continuous learning. My strengths lie in: - Cultivating a positive and collaborative culture by engaging and developing individuals - Employing a data-driven and holistic approach to problem-solving across multiple departments - Demonstrating expertise in Business Planning and FP&A - Proficient in Change and Innovation Management - Presentations and close relationship with the executive committee. With international experience, including managing intercultural teams, I am currently working as an expatriate in France. Languages: - Fluent in English. - Fully professional proficiency in French. - Native speaker of Portuguese.
Professional experiences
Actuarial mergers and acquisitions
BNP PARIBAS CARDIF
Since 2. march 2023

Actuarial m&a
BNP PARIBAS CARDIF , Nanterre - Permanent
From February 2023 to Today

Solid experience in Business Planning and FP&A process and activities such as:
Budgeting, Forecasting, P&L Analysis, Capex and Opex Control, Costing, Monthly Closing & presentations (deviation analysis and explanations of actual vs projections), Pricing, Producing Financial Management Reports, Creating and Improving Processes, Participating in Projects such as: ZBB (OZB)
implementation, Business Case Restructuring, Sales & Distribution, Reducing Costs, SAP, and implementing BI system
Data-driven and holistic approach to solving problems and involving different departments
Engaging and developing people for apositive and collaborative culture
International experience in leadership and transverse projects with stakeholders among different countries and cultures
A life-long learner, who started an Executive MBA at EDHEC Business School in March 2022, in Paris
Responsible adjoint corporate pricing life & health
BNP PARIBAS CARDIF
From May 2021 to February 2023

In an expatriate contract as corporate counterpart for pricing validations for Life & Health business;
Acting Manager of the Life & Health team between March and November 2022, with responsibility for five direct reports.
Head of actuarial brazil
BNP PARIBAS CARDIF
From May 2019 to April 2021

Head of reserves, monitoring/analytics and pricing teams
Leadership support for 20 people.
Product and pricing manager
BNP PARIBAS CARDIF
From April 2017 to April 2019

Management of pricing and products team.
Pricing of new business, business plan projections, profitability analysis.
Leadership support for 6 people.
Financial planning specialist
BNP PARIBAS CARDIF
From October 2015 to April 2017

- Profitability studies by partner, channel and product;
- Analysis of persistence of products;
- Follow up of Business Plans by partner;
Senior financial planning analyst
BNP PARIBAS CARDIF
From July 2014 to September 2015

- Financial reports and analysis of current results (actual vs budget)
- Profitability studies of partners
- Apportioning of service costs by product and partner
Senior controlling analyst
AES Brasil
From April 2013 to June 2014

- OPEX Control for Power Generation, Services and Holdings companies;
- Consolidation of information and reports for head office;
- Presentations of the Budget vs. Actual variations;
- Forecast scenarios.
Financial planning analyst
UOLDIVEO
From April 2012 to March 2013

- Responsible for monthly closing, analysis of Opex and Capex;
- Report of the financial statements and analyzes current (Actual x Budget) and explanations of variations.
Planning and controlling analyst
Redecard
From May 2010 to April 2012

- Financial planning and control of budget (costs and KPIs), asset management;
- BC for projects involving logistics;
- Billing and contracts with service providers.
Administrative coordinator
Vitória Hospitalar
From October 2008 to May 2010
- Correspondent of the São Paulo office;
- Inventory risk control, ensuring compliance with regulations and procedures of ANVISA;
- Acting as coordinator in the company's restructuring project;
Administrative supervisor
Lojas Renner
From March 2000 to October 2008

- Management of credit, cashiers, treasury and BackOffice teams;
- Planning and budget control;
- Training instructor for new employees;
- Integrate the team for implementation of ERP Oracle;
- Internal Auditor;
Associations
Degree
Languages
Portugais - Langue maternelle
Anglais - Courant
Français - Technique